the murky depths [2]

.   In Part 2 we’re ready to talk more about those other things on the list in my previous post, namely: clothing, takeaways (food/coffee), cigarettes/alcohol, car expenses, meals, hairdresser / hair products / mani-pedis, social events and growing-your-own. So – lets get into it!!

the murky depths of debt [1]

. Are you someone who is in debt? the chances are that you’ve answered yes – most of us are – to some extent or other. Whether its a $750,000 mortgage, or the $750 outstanding on your bankcard at the end of the month, an overdue power bill, or even… Continue reading »